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Checking Options

 

Features
& Benefits
FREEdom CheckingRegular CheckingAdvantage Checking (60+)Student CheckingNOW Account
Open With...$100$100$100$100$100
Minimum Balance to
Avoid Fees
None$750NoneNone$1,000
Monthly Fee$0Learn More$0$0Learn More
Free Transactions at
First State Bank ATMs
Free Transactions at over
25,000 MoneyPass ATMs nationwide
Free Online Banking
with Bill Pay*
Free Mobile Banking
Free Electronic Statements
Earns Interest
Free Checks
* A $7.00 monthly fee applies to each account if inactive for 30 days or more.

FREEdom Checking

Our newest and most convenient checking account yet, FREEdom Checking is a completely free account with no monthly service charge or minimum balance requirement. FREEdom Checking also offers free online banking and access to a network of over 25,000 ATMs nationwide with NO FEES!

In order to be eligible for this account, enroll in our convenient online banking, debit card (or ATM card), electronic statements, and direct deposit.

Open this account now

Regular Checking

If you’re looking for a checking account that’s hassle-free, convenient, and easily accessible, with online and mobile services that allow you to bank whenever and wherever life takes you, Regular Checking is the perfect fit. Ask for our Regular Checking account and discover the value of this convenient personal account.

  • No monthly service charges with a $750 minimum balance.
  • Visa® CheckCard and customized checks available
  • Convenient optional features include Visa® CheckCard with use of over 25,000 ATMs with no fees, free online banking, electronic statements, online bill pay, and free mobile banking.
  • Open with $100

$4.00 for balances of $500-$749.99
$5.00 for balances of $250-$499.99
$6.00 for balances below $249.99

Open this account now

Advantage Checking

Seniority has privileges at First State Bank, including no monthly service charges or minimum balance requirements! Get all the benefits you deserve with Advantage Checking.

  • Available to customers age 60+ (limit one account per household)
  • No monthly service charge or minimum balance requirement
  • Unlimited check-writing privileges
  • FREE checks (basic style)
  • Convenient optional features include Visa® CheckCard with use of over 25,000 ATMs with no fees, free online banking, electronic statements, online bill pay, and free mobile banking.
  • Open with $100

Open this account now

Student Checking

As a student, you need a flexible account with mobile capabilities and responsiveness. First State Bank’s Student Checking account features free mobile banking and access to over 25,000 no-fee ATMs nationwide – all without a monthly service.

  • No monthly service charge or minimum balance requirement
  • Available to full-time students (limit one account per student — limit age 23.)
  • Convenient optional features include Visa® CheckCard with use of over 25,000 ATMs with no fees, free online banking, electronic statements, online bill pay, and free mobile banking.
  • Open with $100

Open this account now

NOW Account

For maximum benefits in a checking account, ask for the NOW Account. Earn interest while enjoying all the advantages of this account!

  • Earn interest on your balance
  • Interest compounds and is paid monthly
  • With a $1,000 minimum balance, you avoid a $10 monthly service charge
  • Convenient optional features include Visa® CheckCard with use of over 25,000 ATMs with no fees, free online banking, electronic statements, online bill pay, and free mobile banking.
  • Open with $100

Open this account now

Bank On Save Up Program

If you have had problems opening a checking account, our Bank On Save Up program may be able to help you. Through the Bank On Save Up program, a special version of our Freedom Checking account may be available to customers with no current bank account relationship who have had trouble opening and maintaining a checking account at other institutions.  This special account offers a low $50 balance to open, and has no minimum balance, online banking or direct deposit requirements. Let our Freedom Checking Account provide you with a clear step towards financial freedom!

To open this account, please contact one of our branches.

Find an ATM

Find a NO-FEE MoneyPass ATM near you.

Search

Find a Branch

Locate a branch near you or call

636-940-5555
Search