Business

Checking and Investment Accounts

For small, medium and large businesses, First State Bank has a variety of business checking accounts to match your needs.

 

Features
& Benefits
Community Business Checking
A flexible, convenient account with up to 150 free items for small to mid-size businesses.
Business Checking
An analyzed account that puts higher balances to work for you. With the right balance, this account could be free!
Business NOW Account
An interest-bearing account for higher-balance funds.
Business Money Market
An interest-bearing account that gives you flexibility and earnings on your funds.
Corporate Money Market Plus
For customers with an operating deposit account at FSB, earn a higher rate of interest on your balances.
Open With...$100$100$100$1,000$1,000
Unlimited Check or Debit Transactions
Unlimited WithdrawalsUnlimited in-bank withdrawals
________________

Up to 6 pre-authorized withdrawals per month
Unlimited in-bank withdrawals
________________

Up to 6 pre-authorized withdrawals per month
Earns Interest
Free Online Banking and Electronic Statements
Online Bill Pay Available*
Remote Deposit available
Monthly Service ChargeNoneAnalysis account
$3/month ($10/month with paper statements)
$10/month$10/month if balance falls below $1,000$10/month if balance falls below $10,000
* A $7.00 monthly fee applies to each account if inactive for 30 days or more.

 

Community Business Checking

Open with $100. Enjoy up to 150 free items and multiple benefits with this convenient account for small to mid-size businesses.

  • No monthly account service charge
  • No minimum monthly balance requirements
  • Up to 150 items* per month at no charge ($0.40 fee per item over 150)
  • Enjoy Free online banking, business debit card and electronic statements with this account. Enrollment in these services is required for this account.

*Items include withdrawals, checks, debits, deposits, deposit items and credits.

Business Checking

With the right balance, this account could be free! Put your balances to work in this analysis account with multiple benefits.

  • Unlimited check-writing and debit card purchases
  • Unlimited withdrawals
  • Free Online Banking and Electronic Statements
  • Free Business Debit Cards
  • Online Bill Pay and Remote Deposit available
  • Customized checks and deposit bags available
  • Open with $100

What is an Analysis Account?

With our business checking account, you receive a monthly earnings credit allowance. The earnings credit allowance is calculated monthly based on your average account balance. Meanwhile, service charges are incurred for deposited items, checks and other debits. If credit allowances exceed your service charges for the month, there is no monthly service charge!

Customized analysis examples can be created for you at any time, so feel free to ask us for one today!

NOW Account

Put your money to work for you! The NOW Account is the perfect way to generate earnings on funds and help manage day-to-day operating expenses. (Not available for corporations or partnerships). For maximum benefits in a checking account with interest, ask for the NOW Account.

Enjoy all the advantages of these select features!

  • Earn interest on your account balance. Interest compounds and is paid monthly.
  • No monthly minimum balance requirements
  • Free Online Banking and Electronic Statements
  • Free Business Debit Cards
  • Unlimited transactions by debit card or check
  • Customized checks available
  • Open with $100
Business Money Market Account

If you keep higher balances in your checking account, put these funds to work earning interest for your business!

  • Earn interest on your account balance. Interest compounds and is paid monthly
  • No monthly fee for balances over $1,000
  • Unlimited in-bank withdrawals
  • Free Online Banking and Electronic Statements
  • Open with $1,000
  • Make up to SIX pre-authorized withdrawals, checks, and debits per month
Corporate Money Market Plus

You can maximize your earnings with this high-interest money market account. With a balance of $10,000 or greater, you avoid a $10 monthly fee. Businesses who qualify for this account must:

  • Have an operating deposit account at First State Bank
  • Be enrolled in business online banking and elect to receive e-statements
  • Earn interest on your account balance. Interest compounds and is paid monthly.
  • No monthly fee for balances over $10,000
  • Unlimited in-bank withdrawals
  • Free Online Banking and Electronic Statements
  • Open with $1,000
  • Make up to SIX pre-authorized withdrawals, checks, and debits per month

Find an ATM

Find a NO-FEE MoneyPass ATM near you.

Search

Find a Branch

Locate a branch near you or call

636-940-5555
Search