Personal Digital Banking

Woman using digital banking

Convenience at Your Fingertips

Access your accounts seamlessly with our intuitive digital banking experience and tools that make it easier to manage your money in one spot. First State Bank account holders must go to Digital Banking and click “Enroll” in order to access their banking accounts online and with the First State Bank of St. Charles mobile banking app.

Manage your finances 24/7 with the timesaving features you need:

Mobile app icon Mobile app for a seamless digital banking experience
Budget, monitor, and organize your personal spending under one roof
Send and receive money1 using an email address or U.S. mobile number with Zelle®
Pay bills
Review your credit score Review your credit score and take control of your financial future
Make loan payment Make loan payments
Receive transaction alerts and reminders, including debit card controls
Mobile Deposit Deposit funds using your mobile device2

Need help with platform features? Watch our video tutorials in the FAQs below.

First State Bank of St. Charles Mobile app
First State Bank of St. Charles Mobile app

Get the First State Bank of St. Charles Mobile App

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Frequently Asked Questions

How do I enroll in Digital Banking?

First State Bank account holders must go to Digital Banking and click “Enroll” in order to access their banking accounts online and with the First State Bank of St. Charles mobile app.

How do I use Zelle® in the digital banking system?

Get started by first enrolling in online bill payment within Digital Banking. Then, you’ll need to sign up as a new Zelle® user for access. Visit Zelle® Getting Started for instructions.

How do I find my Zelle® remaining limit for standard payments?

From the mobile app:

  1. Click “Move Money”
  2. Click “Send Money with Zelle®
  3. Click “Send”
  4. Choose a recipient and click “Continue”
  5. Click “Limits?” under $0
  6. Your remaining limit will display

From your desktop computer:

  1. Log in to Digital Banking
  2. Click “Move Money | Zelle®
  3. Click “Send Money with Zelle®
  4. Click “Send”
  5. Choose a recipient and click “Continue”
  6. Click “Limits?” under $0
  7. Your remaining limit will display
How do I sign up for e-statements?

To sign-up for e-statements, follow these steps:

1. Log into Digital Banking
2. Click the “Services and Settings” icon .
3. Under Preferences click “View Statements.”
4. Click “Electronic Only Statement Delivery.”
5. Review the terms of agreement and click “Accept” or “Accept and Print.”
6. Enter your email address associated with your account and click “Submit for this Account” or “Submit for all Accounts.”

How do I enable account alerts?

Real-time account activity, security, and messaging alerts can me set up in a few steps to help you easily manage your account.

Can I contact customer support with a secure message?

Yes! Sending a message through our digital banking platform is simple. Watch the video below to learn how.

How do I change my passcode?

Changing your passcode on a regular basis is important for account security. Follow the process explained in the tutorial.

All products and services are subject to approval, including credit approval.

1 U.S. checking or savings account is required to use Zelle®. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees.

2 A daily deposit limit of $2,500 applies to mobile deposits. Checks deposited prior to 4:00 pm CST will generally be available the same business day. However, longer delays may apply. A Notice of Delayed Availability is sent if funds from your check are delayed.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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