Personal Checking Account Comparison

BEST VALUE
Premium Now
Select SimpleNew Start
Opening deposit minimum$1,000$100$100$25
Monthly balance minimum$1,000None$100None
Earn interest1
BaZing money saving benefits2,3
Digital Banking
Monthly service fee$104$6$74$5
Statement fee5$0 for e-statements and $2 for paper statements$0 for e-statements and $2 for paper statements$0 for e-statements and $2 for paper statements$0 for e-statements and $2 for paper statements
Minimum daily balance$1,000None$100None


Which checking account is right for me?

Simple vs. Select Checking

BETTER VALUE
Select
Simple
Opening deposit minimum$100$100
Minimum daily balanceNone$100
BaZing money saving benefits2,3
Digital Banking
Monthly service fee$6$74
Statement fee5$0 for e-statements and $2 for paper statements$0 for e-statements and $2 for paper statements


All products and services are subject to approval.

1 Interest rate and Annual Percentage Yield (APY) may change at any time, at our discretion. Fees may reduce earnings. Interest is calculated using the daily balance method and begins to accrue no later than the business day credit is received for deposit of non-cash items.

2 Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

3 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

4 Service fee based on lowest monthly balance.

5 The paper statement charge is $2 per month. For free paperless statements (e-statements), you must activate Digital Banking and sign up for e-statements.