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Buy a new car, truck, or SUV, or refinance an auto loan.
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Owner-occupied or investment, fixed or variable rates.
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Long-term, fixed-asset loans for land, building, and/or equipment.
Experts to help customize your loan for your unique needs.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
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Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Everyday savings made simple, along with money market and health savings accounts for specific needs.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
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Everyday savings made simple, along with money market and health savings accounts for specific needs.
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Partner with a local bank that's invested in a lifetime of financial wellness.
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Ready to make an offer? So are we. See what's new.
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Email, call, or pay us a visit. We'd love to see you.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Take a trip down memory lane all the way back to 1867.
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Learn about our commitment to community support.
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You'll need to gather a few essentials first. Need help? Reach out to your mortgage lender with any questions you have to help expedite the process.
We've partnered with BLEND to provide tools that let you upload documentation and check your loan status for a seamless and secure mortgage experience.
With over 24 years in the mortgage industry and certification as a Divorce Lending Professional (CDLP), I bring a personalized, detail-oriented approach to every transaction. Whether assisting traditional homebuyers or guiding clients through the complexities of divorce-related real estate transactions, my goal is to make the process smooth and stress-free. As a CDLP, I provide tailored guidance to clients navigating property division, helping them make informed decisions during challenging times.
I have extensive experience with VA, FHA, Conventional, USDA, and jumbo loans, as well as specialized programs like bridge, lot, new construction, and renovation loans. My commitment to exceptional service has earned me multiple Five Star Professional Awards based on feedback from past clients. Over the years, I’ve closed more than $800 million in loans, but my true focus is on building lasting relationships by being a trusted resource for sound advice.
Originally from the Chicago suburbs, I moved to St. Louis after graduating from Missouri State University with a Bachelor’s degree in Business. Now, I live on 29 acres with my family, where I enjoy gardening, hiking, shooting, and spending time outdoors.
I believe every client deserves the same care and dedication as if they were my own family. My goal is to be a lifelong resource and guide, someone clients can count on for sound, consistent advice. It’s not just about getting the job done—it’s about building trust and a true partnership for years to come.
First State Mortgage is a division of First State Bank of St. Charles, MO, NMLS ID: 416668. Authorized to lend in all 50 states. This is not a loan commitment or guarantee. All loans are subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply.
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