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Buy a new car, truck, or SUV, or refinance an auto loan.
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Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Everyday savings made simple, along with money market and health savings accounts for specific needs.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
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Partner with a local bank that's invested in a lifetime of financial wellness.
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Ready to make an offer? So are we. See what's new.
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Email, call, or pay us a visit. We'd love to see you.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Take a trip down memory lane all the way back to 1867.
Everyday savings made simple, along with money market and health savings accounts for specific needs.
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You'll need to gather a few essentials first. Need help? Reach out to your mortgage lender with any questions you have to help expedite the process.
We've partnered with BLEND to provide tools that let you upload documentation and check your loan status for a seamless and secure mortgage experience.
Raised in Central Ohio, I graduated from Ohio State University with an Industrial and Systems Engineering degree. I began my career with Anheuser Busch in St. Louis, MO. My work relocation moved me to the Heartland of America, and I have lived in the Kansas City area for 36 years.
My early work experience was building systems for better process flow, which matches my team’s vision at First State Bank–to offer “wow” service.
My team and I have the vision and systems in place to give the utmost customer service and ensure our bank guests have the best experience when purchasing a home. To that end, we offer competitive rates and loan programs to meet almost everyone’s specific needs and continue to serve you after closing.
My goal and my team’s goal is to help each borrower transition from accepting their real estate contract to closing their home loan. We communicate throughout the process to all parties associated with the loan so that the process is a great experience and any stress is minimized.
My education and expertise are perfect for analyzing a borrower’s financial goal for their loan. My experience in the mortgage industry has allowed me to understand the vast loan options, loan guidelines, and exceptions available in the guidelines, allowing me to determine the best loan options available for my customers.
Formerly a licensed Kansas Real Estate Broker, I am a certified Continuing Education Instructor teaching financing and other continuing education programs to Realtors.
My wife Gail and I have four boys: Zach (and daughter-in-law Megan), Travis (and daughter-in-law Victoria), Brett (and daughter-in-law Angie, granddaughter Lili and grandson Henry), and Adam. We also have two four-legged daughters, Bella and Neely.
Obtaining a home loan is all about you, the homeowner! My passion is to help our clients find prosperity in home ownership. There is no greater reward than helping a home buyer achieve their home ownership dream and witnessing their joy in making it a home.
First State Mortgage is a division of First State Bank of St. Charles, MO. NMLS ID: 416668. Authorized to lend in all 50 states. This is not a loan commitment or guarantee. All loans are subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply.
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