First State Bank Mortgage customers looking at a new home

Mortgage Offers

Straightforward mortgage offers from lenders you can trust.
First State Bank Mortgage

Explore competitive mortgage offers from First State Bank Mortgage. Whether you’re buying a home or refinancing, our experienced mortgage lenders provide clear options, transparent pricing, and personalized guidance every step of the way.

$250 Closing Cost Credit on VA Home Loans

In honor of America 250, we’re proud to offer eligible service members and veterans a $250 closing cost credit when financing a VA home loan with us.

Offer valid July 1 – 30, 2026.

Disclosures

Offers cannot be combined.

First State Bank Mortgage is a division of First State Bank of St. Charles, MO, NMLS ID: 416668. Authorized to lend in all 50 states. This is not a loan commitment or guarantee. All loans are subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply.