Savings
Everyday savings made simple, along with money market and health savings accounts for specific needs.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Checking with perks or just the basics.
Earn interest and checking account bonus rewards.
Keep it simple with this low-cost checking account.
Build money management skills and bank smart.
Build your balance with no overdraft fees holding you back.
Find the checking account that fits your life.

Everyday savings made simple, along with money market and health savings accounts for specific needs.
Put your financial wellness first with options from basic to health savings accounts.
Open our basic savings account if you want low (or no) fees.
Give family members up to 26 years of age a savings account head start.
Step up your savings with a high-yield money market account.
Got a high-deductible health plan? You're eligible for an HSA.


Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Auto loans to credit builder loans–borrow with confidence from your local bank.
Buy a new car, truck, or SUV, or refinance an auto loan.
Finance your adventures on open waters or the open road.
Get behind the wheel of your dream RV at a great rate.
Reduce your rate and increase your borrowing power.
Get the rate and flexible terms. No collateral needed.
Build or rebuild your credit history and your credit score.



Bank online or on the go—free e-statements and digital wallet included.
Manage your finances whenever, wherever.
Go paperless. Cut clutter and enhance security.
Go cashless with our safe, convenient virtual wallet.
Check your credit score and protect your credit.
Send and receive money the fast, safe, and easy way.
Send and receive wire transfers safely and securely.



Low fees and minimums, high degrees of automated banking.
Cash management tools, plus credits to offset fees.
Easy interest and operating expense management.
For small to mid-size businesses with low volumes.
Find the account that helps grow your business.
The documents you'll need for your type of business.

Access your business bank accounts online or on the go with our mobile banking app.

Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.



Access your business bank accounts online or on the go with our mobile banking app.
Start-up funds, working capital or financing for expansion, serviced in house.
Owner-occupied or investment, fixed or variable rates.
Flexible terms with fixed or variable rates.
Flexible terms with amortizations coordinated to the equipment's useful life.
Provides working capital for growing businesses.
Longer terms and low fixed rates for Missouri-based businesses.
Long-term, fixed-asset loans for land, building, and/or equipment.
Experts to help customize your loan for your unique needs.

Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."


Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.

Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."

Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Home loans serviced in-house with the one-on-one attention you deserve.
Let's make your homeownership dreams a reality.
Cut your payments, consolidate debt, and more.
Turn the equity you've earned into a flexible line of credit.
Explore programs and resources designed to make homeownership more attainable.
Discover specialized loan programs designed for a variety of homeownership needs.

Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.




Access your accounts online or on the go with our mobile banking app.

Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.

Everyday savings made simple, along with money market and health savings accounts for specific needs.

Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."

Checking with perks or just the basics.

Everyday savings made simple, along with money market and health savings accounts for specific needs.
Put your financial wellness first with options from basic to health savings accounts.

Invest in your future with a safe, secure CD or IRA. Lock it in and let it grow.

Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Auto loans to credit builder loans–borrow with confidence from your local bank.

Rewards, cash back, cash-secured—find what you want in a credit card right here.

Grab cash or pay with a swipe or tap from your checking or savings account.

Bank online or on the go—free e-statements and digital wallet included.

Partner with a local bank that's invested in a lifetime of financial wellness.

Power save with our limited-time money market and CD special offers.

Low fees and minimums, high degrees of automated banking.

Access your business bank accounts online or on the go with our mobile banking app.
Make your funds work harder to meet your short-term needs.

Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Cash back, rewards—and more of what you want in a business credit card.

Grab cash or cover everyday expenses, everywhere Visa® is accepted.

Experience the latest point-of-sale system with Clover from Fiserv.

Access your business bank accounts online or on the go with our mobile banking app.
Start-up funds, working capital or financing for expansion, serviced in house.

Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Bank anywhere—all the essential money management tools included.

Partner with a local bank that's invested in a lifetime of financial wellness.

Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Power save with our limited-time money market and CD special offers.

Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Partner with our expert business lenders for a personalized experience.

Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Home loans serviced in-house with the one-on-one attention you deserve.

Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Take an expert guide on your homeownership journey.

Calculators and an in-depth glossary to keep you informed.

Ready to make an offer? So are we. See what's new.

Find a banking or mortgage center near you.

Access your accounts online or on the go with our mobile banking app.
Email, call, or pay us a visit. We'd love to see you.

Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Take a trip down memory lane all the way back to 1867.

Everyday savings made simple, along with money market and health savings accounts for specific needs.
Learn about our commitment to community support.

Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Pursue a career with purpose, possibility, and people who care.


Access your accounts online or on the go with our mobile banking app.


Mortgage News, Bank News | September 10, 2026
As First State Bank continues to grow, one thing remains constant: our commitment to serving our customers and communities with the trust, integrity, and personal relationships that have defined us for generations.
Beginning this month, you’ll start to see an updated First State Bank logo across our locations, website, communications, and other materials. While the logo itself may look familiar, it will now serve a broader role—creating a clearer, more consistent identity across First State Bank and better connecting the services and expertise available throughout our organization.
What matters most isn’t changing. Our name, our people, and our commitment to helping you navigate your financial milestones remain the same.
Over the years, First State Bank has grown to serve customers through personal and business banking, mortgage lending, commercial banking, wealth management, and more. Our more unified brand better reflects who we are today: one organization working together to help our customers achieve their financial goals.

No matter how you choose to work with us—whether you visit a branch, apply for a mortgage, work with a commercial lender, connect with our wealth management team, or bank with us online—you can expect the same commitment to personal service, knowledgeable guidance, and genuine relationships.
That commitment is at the heart of our mission:
Through genuine relationships, expert guidance, and a deep commitment to reinvesting in our community, we help people navigate financial milestones with confidence—because when they succeed, we all do.
Our logo is intended to reflect the communities First State Bank has proudly served for generations and the relationships that remain at the heart of everything we do.
Those relationships are grounded in the values that continue to guide how we serve you: Trust. Integrity. Community.
By creating a more consistent identity across our banking, mortgage, commercial, and other financial services, our brand more clearly represents the breadth of expertise available to you across First State Bank and its affiliated services.
Simply put, you may notice our logo appearing in some new places, but the First State Bank you know remains the same.
Your accounts and services aren’t changing, and neither is our commitment to providing personal service and helping you reach your financial goals.
You may continue to see different versions of the First State Bank logo on some materials as we gradually introduce our unified brand. This transition will happen over time, so seeing both versions during this period is completely normal.
As First State Bank continues to grow, a clearer, more consistent brand will help make it easier to recognize the range of financial expertise available to you while honoring the relationships that have always been at the heart of who we are.
One brand. One purpose. One First State Bank.
As First State Bank has grown, we wanted our brand to better reflect who we are today—one organization offering a range of financial services and expertise. The updated logo creates a more consistent and recognizable identity across First State Bank.
Our logo reflects the communities we proudly serve and the relationships we’ve built with generations of customers. It represents one First State Bank and our shared commitment to Trust, Integrity, and Community.
We’re introducing the updated logo gradually, so you may see both versions on materials, signage, apparel, and other items during the transition. Both represent the First State Bank you know and trust.
No. You’ll continue working with the same First State Bank team members you know and trust.
No. Your accounts and services are not changing as a result of the updated logo. You can continue banking with us just as you do today.
No. We’re still First State Bank. The updated logo simply provides a more consistent visual identity across the bank and our services.

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