Mary Alsup-Niedergerke

First State Bank of St. Charles, MO provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay First State Bank of St. Charles for these referrals. This creates an incentive for First State Bank of St. Charles to make these referrals, resulting in a conflict of interest. First State Bank of St. Charles is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products offered through LPL Financial or its licensed affiliates. First State Bank of St. Charles and First State Wealth Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First State Wealth Advisors, and may also be employees of First State Bank of St. Charles. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of First State Bank of St. Charles or the First State Wealth Advisors.

Securities and insurance offered through LPL or its affiliates are:

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

LPL Form CRS