Phil Scaglia

  • Senior Loan Officer

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Meet Phil

With 30 years of experience, I'm proud of my consistent rankings among the top 1% of mortgage lenders nationwide. Having closed nearly $3 billion in residential loans, my expertise is extensive. My portfolio caters to diverse client needs, emphasizing personalized service and a hands-on approach from consultation to closing.

Top-Ranked Lender

As a purchase specialist, I work with all types of borrowers from first-time home buyers to super jumbo clients. I take pride in identifying the right loan program for every client’s goals and needs. Creative, yet financially responsible out-of-the-box thinking is my specialty. I'm supported by a dedicated team of many years that helps ensure a seamless process, delivering exceptional results while offering conventional, jumbo, and portfolio loans to clients in all 50 states.

Born and raised in Kansas City, Missouri, I'm a proud graduate of the University of Kansas and the Pembroke Hill School. I'm also a self-proclaimed foodie, love traveling, and enjoy cooking and entertaining.

I take a hands-on approach with every client. I’m involved every step of the way, from the initial consultation until closing, with constant communication throughout the entire loan process.

Phil Scaglia

Disclosures

First State Mortgage is a division of First State Bank of St. Charles, MO. NMLS ID: 416668. Authorized to lend in all 50 states. This is not a loan commitment or guarantee. All loans are subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply.