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Got a high-deductible health plan? You're eligible for an HSA.
Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Buy a new car, truck, or SUV, or refinance an auto loan.
Finance your adventures on open waters or the open road.
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Build or rebuild your credit history and your credit score.
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Owner-occupied or investment, fixed or variable rates.
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Flexible terms with amortizations coordinated to the equipment's useful life.
Provides working capital for growing businesses.
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Long-term, fixed-asset loans for land, building, and/or equipment.
Experts to help customize your loan for your unique needs.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Everyday savings made simple, along with money market and health savings accounts for specific needs.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Checking with perks or just the basics.
Everyday savings made simple, along with money market and health savings accounts for specific needs.
Put your financial wellness first with options from basic to health savings accounts.
Invest in your future with a safe, secure CD or IRA. Lock it in and let it grow.
Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Auto loans to credit builder loans–borrow with confidence from your local bank.
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Partner with a local bank that's invested in a lifetime of financial wellness.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Power save with our limited-time money market and CD special offers.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
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Calculators and an in-depth glossary to keep you informed.
Ready to make an offer? So are we. See what's new.
Find a banking or mortgage center near you.
Email, call, or pay us a visit. We'd love to see you.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Take a trip down memory lane all the way back to 1867.
Everyday savings made simple, along with money market and health savings accounts for specific needs.
Learn about our commitment to community support.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Pursue a career with purpose, possibility, and people who care.
You'll need to gather a few essentials first. Need help? Reach out to your mortgage lender with any questions you have to help expedite the process.
We've partnered with BLEND to provide tools that let you upload documentation and check your loan status for a seamless and secure mortgage experience.
With over two decades of experience helping homeowners finance their dream homes in the Kansas City Metro area, I take pride in guiding buyers to find the best loan programs tailored to their unique needs. Recognition as a Five Star Mortgage Professional for client satisfaction throughout my career is a testament to my unwavering dedication to delivering exceptional service and results.
What sets me apart from most lenders is my comprehensive approach. While I receive inquiries about rates daily, I emphasize that a competitive rate is only part of the picture. My focus is on your overall financial well-being. I guide clients through a holistic process, ensuring they understand how real estate can be a tool for building wealth, not just securing a “forever home.”
I take the time to analyze credit scores and educate clients on how to improve their personal financial situation to secure the best rates. Together, we evaluate monthly cash flow to ensure you can comfortably manage your housing payment, and I customize loan structures to fit your specific needs, avoiding one-size-fits-all solutions.
My goal is to empower clients to live the life they want and deserve, free from the stress of financial burden. This client-for-life approach shapes everything I do, and my commitment to caring and professional service has earned me the trust and appreciation of those I serve.
The overriding attitude that I want clients for life drives my approach to the mortgage process from a different perspective and with that long-term goal. For these reasons, I am commended for my caring and professional treatment of my clients – by my clients!
First State Mortgage is a division of First State Bank of St. Charles, MO. NMLS ID: 416668. Authorized to lend in all 50 states. This is not a loan commitment or guarantee. All loans are subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply.
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