First State Bank customer checking her credit sore

My Credit Score

Know your credit score, build your credit history, and protect your credit.

Take control of your financial future with My Credit Score.

When you sign up for digital banking, you’ll have access to a free suite of powerful credit reporting tools from SavvyMoney® and TransUnion.® My Credit Score provides valuable credit reports and tips that make it easy to maintain or build your credit history.

Ready to get started?

Enroll in Digital Banking to access your credit score online and through our mobile banking app, then enjoy these exclusive features:

  • Credit score rating
  • Credit monitoring and alerts
  • Credit usage and payment history
  • Notifications of credit score events and inquiries
  • File disputes and access resources to increase your credit score

Frequently Asked Questions

For curious types.

To enroll, follow the instructions below that match the device you’ll be using to log in to your digital banking account. Desktop browser enrollment instructions:

  1. Log in to Digital Banking using your desktop browser.
  2. Click the button that says “Show My Score.”
  3. You’ll be prompted to read and accept the My Credit Score/SavvyMoney terms of service and privacy policy. Once you’ve read the disclosure, click “Continue.”
  4. Click “Skip” or review the features and click “Next.”
  5. Your “My Credit Score” tool will now display in the browser.

Mobile app enrollment instructions:

  1. Log in to digital banking using your First State Bank of St. Charles mobile banking app.
  2. Click the button that says “Show My Credit Score & Report.”
  3. You’ll be prompted to read and accept the My Credit Score/SavvyMoney terms of service and privacy policy. Once you’ve read the disclosure, click the checkbox and click “Continue.”
  4. Your “My Credit Score” tool will now display in the mobile app.

If you need help, call our customer care team at 636-940-5555.

Personal account holders must go to Digital Banking and follow these steps:

  1. Click “Show Full Report” under “My Credit Score & Report.”
  2. View your rating with additional resources inside the “Credit Score & Report” tab.

If you need help, call our customer care team at 636-940-5555.

Once logged into Digital Banking, follow these steps:

  1. Click “Show Full Report” under “My Credit Score.”
  2. Click “Resources.”
  3. Under “Your Money,” review the resources by clicking “Learn More.”

If you need help, call our customer care team at 636-940-5555.

Disclosures

The credit score provided is intended to help you understand the factors that affect your credit score and ways you may be able to save money with First State Bank of St. Charles loan products. It is not used for loan approval purposes or for determining loan rates. Loan rates and approvals are based on information provided to the bank when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented are not offers to lend. Terms and conditions and offers are subject to change at any time.

SavvyMoney® is a trademark of SavvyMoney, Inc. TransUnion® is a trademark of TransUnion, LLC.