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First State Bank customers setting up a wire transfer

Wiring Money

Send and receive wire transfers safely and securely at your local banking center.

Receiving Wire Transfers

To receive a wire at First State Bank, simply provide the following information to the person or business sending the wire:

First State Bank information:

  • Bank routing number: 081000993
  • Bank name and address:
    First State Bank of St. Charles
    206 North Fifth Street
    Saint Charles, MO 63301 USA

Your account information:

  • Your account number
  • Your account title (as listed on your bank statement)
  • The physical address listed on your account

Fees:

Domestic: $15.00
International: Varies

Please note: First State Bank does not accept wire transfers for non-customers.

Wire transfers received after 3:00 p.m. CST will be credited to the account on the next business day.

We cannot anticipate exact arrival times nor can we guarantee that wires will be received on the same day they are sent. The wire may need to be sent through an additional bank and thus be delayed or the information received may not be complete enough for the wire to be processed. If it is a foreign wire, it may take 3 to 10 days to receive the wire.

Questions? Please contact our Accounting Department at (636) 940-5555.

Sending Wire Transfers

To send a wire, simply visit a First State Bank banking center during regular hours and provide the following information from the wire recipient:

Wire recipient’s bank information:

  • Bank routing number
  • Bank name
  • Bank’s physical address

Wire recipient’s account information:

  • Recipient’s account number
  • Recipient’s name (person or business where the wire is being sent)
  • Recipient’s physical address

Sometimes the receiving bank requires additional information or for the wire to be routed through another financial institution. Please contact the receiving bank to obtain their wiring instructions.

Fees:

Domestic: $25.00
International: Varies

Please note: First State Bank does not send wire transfers for non-customers.

Domestic wire transfers requested after 3:00 p.m. CST will be processed the next business day.

Starting December 8, 2025: International wire transfers requested after 1:30 p.m. CST will be processed the next business day.

Questions? Please contact our Accounting Department at 636-940-5555.