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Special Offers

Power save with these limited-time special offers.

$25,000+ and $50,000+ Money Market Specials

Open a new money market account with funds transferred from another bank, and watch your savings grow.

4-, 7- & 11-Month Certificate of Deposit (CD) Specials

Open a high-yield savings account at a special rate that supercharges your savings goals.*

Free Digital Banking with All Accounts

Access your accounts online or on the go with our mobile banking app.

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Checking Accounts

Choose a checking account from a local bank you know and trust. We offer a range of options from no frills to premium.
Business owner enjoying a business loan from First State Bank

Real Estate Business Loans

Finance your commercial real estate project with the people’s choice for “best commercial bank” and “best bank.”

Disclosures

*The FDIC publishes national deposit rates on their website at: fdic.gov/resources/bankers/national-rates. The national average rates referenced are accurate as of 4/26/23.

First State Mortgage is a division of First State Bank of St. Charles, MO, NMLS ID: 416668. Authorized to lend in all 50 states. This is not a loan commitment or guarantee. All loans are subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply.