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Family outside enjoying while their savings grows in a money market account

Money Market Specials

Make your money work extra hard for the next six months.

$25,000+ and $50,000+ Money Market Specials

Open a new money market account with funds transferred from another bank and watch your savings grow. Choose from two minimum deposit amounts and get a 6-month high-yield money market rate.1

Effective Date: 11/13/2025

Rates for Money Market Account Specials

Rate
TermG
$25,000+
6-month guaranteed rate
$50,000+
6-month guaranteed rate
Rate
Interest Rate
$25,000+
3.59%
$50,000+
3.83%
Rate
Annual Percentage Yield (APY)
$25,000+
3.65%
$50,000+
3.90%
Rate
Opening Deposit
$25,000+
$25,000
$50,000+
$50,000
Rate
Monthly Service FeeH
$25,000+
$0 ($10 if balance falls below $1,000)
$50,000+
$0 ($10 if balance falls below $1,000)
Rates for Money Market Account Specials
Rate$25,000+ $50,000+
TermG 6-month guaranteed rate6-month guaranteed rate
Interest Rate3.59% 3.83%
Annual Percentage Yield (APY)3.65% 3.90%
Opening Deposit $25,000 $50,000
Monthly Service FeeH$0 ($10 if balance falls below $1,000)$0 ($10 if balance falls below $1,000)

G To take advantage of this offer, you must fund your money market account with a minimum deposit of $25,000 or $50,000 transferred from another bank. Offer activation as of January 30, 2023, and subject to change at any time. Six months after opening the account, the annual percentage yield (APY) is subject to change at any time. Interest is paid on full account balance. The required minimum balance to avoid $10 monthly service charge is $1,000.

H Service charges based on the lowest monthly balance.

Two Ways to Save More with Our Money Market Specials

Customer using digital banking at Frist State Bank

Free Digital Banking with All Accounts

Access your accounts online or on the go with our mobile banking app.

Disclosures

1To take advantage of this offer, you must fund your money market account with a minimum deposit of $25,000 or $50,000 transferred from another bank. Offer activation as of January 30, 2023, and subject to change at any time. Six months after opening the account, the annual percentage yield (APY) is subject to change at any time. Interest paid on full account balance. Required minimum daily balance to avoid $10 monthly service charge is $1,000.

2The paper statement charge is $2 per month. For free paperless statements (e-statements), you must activate Digital Banking and sign up for e-statements.

First State Mortgage is a division of First State Bank of St. Charles, MO, NMLS ID: 416668. Authorized to lend in all 50 states. This is not a loan commitment or guarantee. All loans are subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply.