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Business Checking Comparison

All our business checking accounts include:

  • Feature
  • Business Checking
  • Business NOW Checking
  • Community Business Checking
  • Best if you
  • Business online cash management tools1 plus earnings credits to offset service fees when you maintain a higher balance2
  • Earnings on funds and an easy way to manage operating expenses (not available for corporations or partnerships)2
  • Simple business checking designed for small to mid-size businesses making up to 150 monthly transactions
  • Minimum opening deposit
  • $100
  • $100
  • $100
  • Monthly service fee
  • $10
  • $10
  • $03
  • Monthly statement fee
  • $0 for e-statements, $2 for paper
  • $0 for e-statements, $2 for paper
  • $0 for e-statements, $2 for paper
  • Digital banking tools5
  • Yes
  • Yes
  • Yes
  • Interest-bearing6
  • Yes
  • Monthly transaction limits
  • Unlimited check writing
  • Unlimited check writing
  • 150 monthly transactions3
  • Online Bill Pay
  • Yes
  • Yes
  • Yes
  • Remote deposit7
  • Yes
  • Yes
  • Yes
  • Optional lockbox service8
  • Yes
  • Yes
  • Yes
Compare features of business checking accounts.
FeatureBusiness CheckingBusiness NOW CheckingCommunity Business Checking
Best if youBusiness online cash management tools1 plus earnings credits to offset service fees when you maintain a higher balance2Earnings on funds and an easy way to manage operating expenses (not available for corporations or partnerships)2Simple business checking designed for small to mid-size businesses making up to 150 monthly transactions
Minimum opening deposit$100$100$100
Monthly service fee$10$10$03
Monthly statement fee$0 for e-statements, $2 for paper$0 for e-statements, $2 for paper$0 for e-statements, $2 for paper
Digital banking tools5YesYesYes
Interest-bearing6Yes
Monthly transaction limitsUnlimited check writingUnlimited check writing150 monthly transactions3
Online Bill PayYesYesYes
Remote deposit7YesYesYes
Optional lockbox service8YesYesYes
Next StepsOpen Account about Business Checking Learn More about Business CheckingOpen Account about Business NOW Checking Learn More about Business NOW CheckingOpen Account about Community Business Checking Learn More about Community Business Checking

1 Enrollment in Cash Management is required. The service fee is calculated monthly based on account activity. Customized analysis examples can be created for you at any time, so feel free to ask us for one today.

2 Monthly activity charges are assessed at $0.35 for credits, $0.15 for debits, and $0.12 for checks deposited.

3 Transactions include credits, debits, and checks deposited. The first 150 transactions per monthly statement cycle are free; above that, $0.40 per item.

4 The paper statement charge is $2 per month. For free paperless statements (e-statements), you must activate Digital Banking and sign up for e-statements.

5 Digital banking tools include personal & business online banking, mobile app, e-statement, and bill pay services.

6 Interest rate and Annual Percentage Yield (APY) may change at any time, at our discretion. Fees may reduce earnings. Refer to our rate sheet for current interest rates and APY. Interest is calculated using the daily balance method and begins to accrue no later than the business day credit is received for the deposit of non-cash items.

7 Enrollment in Remote Deposit is required; additional charges may apply.

8 Lockbox service is optional and requires a business to enroll. Service charge: $20 per month, $0.13 per item.