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Business customer managing their account using digital banking at First State Bank

Business Digital Banking

Manage your business bank accounts with intuitive tools that work seamlessly from mobile banking to online business banking.

All you need to sign up is a business checking or savings account.

Features & Benefits

  • View & transfer money between business bank accounts
  • Receive transaction alerts and reminders
  • Use Positive Pay for early detection of check or ACH fraud
  • Deposit funds remotely using your mobile device1
  • Streamline accounting with Intuit® QuickBooks® & Quicken®
  • Securely manage your account profile
  • Manage account activity with e-statements

Convenient Features Online & On the Go

Business digital banking features.

Tools
ACH Transfers2
Online Business Banking
Yes
Mobile Banking App
Additional Fees
$1.50 each transfer, $0.10 per batch item
Tools
Wire Transfers2
Online Business Banking
Yes
Mobile Banking App
Additional Fees
$25 per domestic transfer
Tools
Bill Payment
Online Business Banking
Yes
Mobile Banking App
Yes
Additional Fees
Tools
Positive Pay Check & ACH Debit Fraud Protection
Online Business Banking
Yes
Mobile Banking App
Additional Fees
$50 per month
Tools
Positive Pay ACH Credit Fraud Protection
Online Business Banking
Yes
Mobile Banking App
Additional Fees
$15 per month
Tools
Loan Payments
Online Business Banking
Yes
Mobile Banking App
Yes
Additional Fees
Tools
Alerts & Reminders
Online Business Banking
Yes
Mobile Banking App
Yes
Additional Fees
Tools
Security Tokens2,3
Online Business Banking
Yes
Mobile Banking App
Yes
Additional Fees
Tools
Stop Payment Requests
Online Business Banking
Yes
Mobile Banking App
Additional Fees
$30 per request
Tools
E-statements
Online Business Banking
Yes
Mobile Banking App
Yes
Additional Fees
Tools
Customer Support
Online Business Banking
Yes
Mobile Banking App
Yes
Additional Fees
Business digital banking features.
ToolsOnline Business BankingMobile Banking AppAdditional Fees
ACH Transfers2Yes$1.50 each transfer, $0.10 per batch item
Wire Transfers2Yes$25 per domestic transfer
Bill PaymentYesYes
Positive Pay Check & ACH Debit Fraud ProtectionYes $50 per month
Positive Pay ACH Credit Fraud ProtectionYes$15 per month
Loan PaymentsYesYes
Alerts & RemindersYesYes
Security Tokens2,3YesYes
Stop Payment RequestsYes$30 per request
E-statementsYesYes
Customer SupportYesYes

Cash Management

Use our robust suite of cash management tools, free with any business checking account, to gain greater control over your cash flow.

Positive Pay

Help protect your account against the expense and hassle of check or ACH fraud with Positive Pay.

Find your account to start banking with First State Bank of St. Charles.

Frequently Asked Questions

A few common questions, answered.

  1. Log in to Business Digital Banking.
  2. Click the “Service & Settings” icon.
  3. Under Online Accounts, click “Modify Access & Services.”
  4. Under Banking Services, click “Request Cash Management Services.”
  5. Select the individual services that you’d like to add to your account.

Please note that it may take 1 – 2 business days for Bill Pay services to appear in your digital banking account.

To switch from paper statements to e-statements, follow these steps:
  1. Log into Business Digital Banking.
  2. Click the “Service & Settings” icon.
  3. Click “View Statements.”
  4. Click “Electronic Only Statement Delivery.”
  5. Review the disclosure and click “Accept.”
  6. Enter your email address and click “Submit for this Account” or “Submit for all Accounts.”
  1. Go to Digital Banking.
  2. Under Log in, click “Business Banking Enroll.”
  3. Once you have read the disclosure, click “I have read the above disclosure, agree to the terms and would like to proceed with online registration” and “I Agree.”
  4. Fill out the form and click “Continue.”
Please allow 1 – 2 business days for for Business Digital Banking to be activated.

Disclosures

1 A daily deposit limit of $2,500 applies to mobile deposits. Checks deposited prior to 4:00 pm CST will generally be available the same business day. However, longer delays may apply. A Notice of Delayed Availability is sent if funds from your check are delayed.

2 Enrollment in Cash Management service is required; additional fees may apply. International transfer fees vary. Call (636) 940-5555 for more information.

3 A security token is an access code you receive that gives employees access to Cash Management.

App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Intuit, QuickBooks, and Quicken are trademarks of Intuit Inc. Data charges may apply. Check with your mobile phone carrier for details.