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Business owner enjoying a break as his CD account with First State Bank grows his money

Business CD

Make your business savings work harder with a hard-working business CD.

Lock in a competitive certificate of deposit rate on a business CD.1 Take your pick of terms from three months to two years.2 Meet business goals with long- and short-term options.

Features & Benefits

  • Open a business CD with just $1,000
  • Withdraw funds or make changes without penalty for 10 calendar days after CD maturity date3
  • Roll over to ensure interest continues to accrue
  • Depending on your account, interest could be compounded daily, monthly, quarterly, or annually
  • Pair with one of our business checking accounts for a robust suite of digital banking tools

Rates

Rates for Certificates of Deposit

Effective Date: 11/13/2025

3-month

  • 1.64%
    Interest RateD
  • 1.65%
    Annual Percentage Yield (APY))
  • $1,000
    Minimum Deposit

6-month

  • 2.37%
    Interest RateD
  • 2.40%
    Annual Percentage Yield (APY))
  • $1,000
    Minimum Deposit

12-month

  • 2.47%
    Interest RateD
  • 2.50%
    Annual Percentage Yield (APY))
  • $1,000
    Minimum Deposit

18-month

  • 2.62%
    Interest RateD
  • 2.65%
    Annual Percentage Yield (APY))
  • $1,000
    Minimum Deposit

24-month

  • 2.86%
    Interest RateD
  • 2.90%
    Annual Percentage Yield (APY))
  • $1,000
    Minimum Deposit

D The Annual Percentage Yield (APY) for Certificates of Deposit assumes interest will remain on the deposit before maturity. A withdrawal will reduce earnings. Minimum deposits and balances required to earn APY are subject to change at any time. A penalty may be imposed for early withdrawal.

Open a Business CD.

All our business savings accounts offer:

Disclosures

1The Annual Percentage Yield (APY) may change at any time, at our discretion. Charges may reduce earnings. Interest is calculated using the daily balance method and begins to accrue no later than the business day credit is received for the deposit of non-cash items.

2The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Minimum deposits and balances are required to earn APY and is subject to change at any time. A penalty may be imposed for early withdrawal.

3Withdraw funds from your account in person at the bank.