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Business owner enjoying Clover Merchant and POS Systems from First State Bank

Merchant & POS Systems

Switch to the latest point-of-sale system from Clover, a leading global provider.

Harness the platform that powers your business

Owning a business can be demanding—from tracking inventory and supervising employees to taking orders and everything in between. That’s why we’ve teamed up with Clover from Fiserv, a leading global provider of payments and financial technology solutions.

Clover helps simplify your operations with a point-of-sale (POS) system and business management solution tailored to meet the unique needs of restaurants, retailers, and service businesses. Watch the video for a quick overview.

Clover can help you:

  • Accept more types of payments including EMV® chip cards, Apple Pay®, and Samsung Pay®
  • Protect your customers, business, and reputation from fraud with built-in security
  • Generate more visits and more sales through mobile loyalty and rewards programs
  • Uncover new insights and compare sales against competition within your market
  • Grow your business online and manage everything in one place
  • Manage inventory, employee schedules, payroll, and more
  • Turn future credit card sales into working capital with Clover Capital—no fixed payment amount, no fixed term, no interest rate

Clover POS Systems

In addition to hundreds of business management applications and built-in reporting capabilities, Clover point-of-sale solutions include:

Clover Go at First State Bank

Clover Go

All-in-one contactless, chip, and swipe card reader that wirelessly pairs with a mobile device.

Clover Compact

Get started with a simple counter-based payment terminal that fits all your payment processing needs.

Clover Flex and Flex Pocket

Take payments tableside, in-line, on the floor, or off premises with a handheld portable POS machine that includes a built-in receipt printer, camera, and QR scanner in a single device. The Flex Pocket delivers the same Flex functionality in a lighter, more portable form so it’s even easier to carry and provide tableside service (receipt printer not included).

Clover Mini

Compact, countertop system with full-scale POS functionality that can connect to a cash drawer.

Clover Station Solo

All-in-one countertop POS and business management system with one merchant-facing screen and a receipt printer that enables you to run your business efficiently.

Clover Station Duo

A fast and powerful all-in-one countertop POS and business management system with a second screen that lets customers initiate payment and view the transaction.

Clover Kiosk at First State Bank

Clover Kiosk

Puts seamless transactions at the customer’s fingertips while freeing up quick service and fast casual restaurant staff.

Clover Kitchen Display System

A durable, restaurant-grade kitchen display system purpose-built to keep your whole restaurant in sync.

Virtual Terminal

Run your business from your laptop, phone, or tablet.

Call First State Bank at 636-940-5555 or visit a banking center to sign up for Clover.

Find your account to start banking with First State Bank of St. Charles.

Disclosures

© 2025 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement with First Data Merchant Services LLC. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.