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Mother planning for her baby's expenses with a HELOC loan from First State Bank Mortgage

Home Equity

Cash in on the equity you’ve built in your home to fund renovations, debt consolidation, investments, or any other priority.
First State Bank Mortgage

Home Equity Line of Credit

Looking for a more flexible option? You need a home equity line of credit (HELOC). Unlike a loan, it’s a revolving line of credit you can tap as needed for anything on your priority list. Home improvements, a big family wedding, the vacation of a lifetime–we’ve got you covered.

  • Borrow as needed, up to a set limit
  • Pay interest only on the amount you use
  • Potential tax benefits (consult a tax advisor)

Find your account to start banking with First State Bank of St. Charles.

Disclosures

First State Mortgage is a division of First State Bank of St. Charles, MO, NMLS ID: 416668. Authorized to lend in all 50 states. This is not a loan commitment or guarantee. All loans are subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply.