Annette Bealmear

  • Senior Loan Officer
NMLS ID:
468532
Mobile:
(573) 355-7116
Email:
abealmear@fsbfinancial.com

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Meet Annette

I bring 20+ years of mortgage lending experience to the table, making sure every client and realtor feels informed and confident throughout the homebuying journey.

Effective front-end communication is the foundation for a smooth and seamless transaction. To that end, I make myself accessible during evenings and weekends, recognizing that this is when most clients need support.

Clear Communicator, Dream Weaver

My goal is to make the home buying process enjoyable and effortless for both clients and referral partners. I find fulfillment in sharing my expertise and solving problems, ensuring that every client’s dream of homeownership becomes a reality.

After earning a bachelor’s degree in psychology from the University of Missouri, I began my career as an auditor at Ford Motor Credit Company before transitioning into real estate lending in 1998. Since 2002, I've worked for local community banks in the mortgage lending division, helping homeowners in the Columbia, MO, area and beyond.

Outside of my professional life, I enjoy spending time with my family at Lake of the Ozarks and vacationing at beach and ski destinations. I'm actively involved in the Columbia community through various organizations, including the Women’s Council of Realtors and the Columbia Chamber of Commerce.

My goal is to make the home buying process as seamless and enjoyable as possible. By being accessible and sharing the knowledge I’ve gained over the years, I strive to help my clients turn their homeownership dreams into reality.

Annette Bealmear

Disclosures

First State Mortgage is a division of First State Bank of St. Charles, MO, NMLS ID: 416668. Authorized to lend in all 50 states. This is not a loan commitment or guarantee. All loans are subject to approval, creditworthiness, and income verification. Applicants must be at least 18 years old. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply.