Savings
Everyday savings made simple, along with money market and health savings accounts for specific needs.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Checking with perks or just the basics.
Earn interest and checking account bonus rewards.
Get perks plus no monthly minimum and low fees.
Keep it simple with this low-cost checking account.
Build your balance with no overdraft fees holding you back.
Find the checking account that fits your life.
Enjoy the added benefits of a top-tier account.
Everyday savings made simple, along with money market and health savings accounts for specific needs.
Put your financial wellness first with options from basic to health savings accounts.
Open our basic savings account if you want low (or no) fees.
Give family members under 18 a savings account head start.
Step up your savings with a high-yield money market account.
Got a high-deductible health plan? You're eligible for an HSA.
Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Auto loans to credit builder loans–borrow with confidence from your local bank.
Buy a new car, truck, or SUV, or refinance an auto loan.
Finance your adventures on open waters or the open road.
Get behind the wheel of your dream RV at a great rate.
Reduce your rate and increase your borrowing power.
Get the rate and flexible terms. No collateral needed.
Build or rebuild your credit history and your credit score.
Bank online or on the go—free e-statements and digital wallet included.
Manage your finances whenever, wherever.
Go paperless. Cut clutter and enhance security.
Go cashless with our safe, convenient virtual wallet.
Check your credit score and protect your credit.
Send and receive money the fast, safe, and easy way.
Send and receive wire transfers safely and securely.
Low fees and minimums, high degrees of automated banking.
Cash management tools, plus credits to offset fees.
Easy interest and operating expense management.
For small to mid-size businesses with low volumes.
Find the account that helps grow your business.
The documents you'll need for your type of business.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Start-up funds, working capital or financing for expansion, serviced in house.
Owner-occupied or investment, fixed or variable rates.
Flexible terms with fixed or variable rates.
Flexible terms with amortizations coordinated to the equipment's useful life.
Provides working capital for growing businesses.
Longer terms and low fixed rates for Missouri-based businesses.
Long-term, fixed-asset loans for land, building, and/or equipment.
Experts to help customize your loan for your unique needs.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Everyday savings made simple, along with money market and health savings accounts for specific needs.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Checking with perks or just the basics.
Everyday savings made simple, along with money market and health savings accounts for specific needs.
Put your financial wellness first with options from basic to health savings accounts.
Invest in your future with a safe, secure CD or IRA. Lock it in and let it grow.
Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Auto loans to credit builder loans–borrow with confidence from your local bank.
Rewards, cash back, cash-secured—find what you want in a credit card right here.
Grab cash or pay with a swipe or tap from your checking or savings account.
Bank online or on the go—free e-statements and digital wallet included.
Partner with a local bank that's invested in a lifetime of financial wellness.
Power save with our limited-time money market and CD special offers.
Low fees and minimums, high degrees of automated banking.
Make your funds work harder to meet your short-term needs.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Cash back, rewards—and more of what you want in a business credit card.
Grab cash or cover everyday expenses, everywhere Visa® is accepted.
Experience the latest point-of-sale system with Clover from Fiserv.
Start-up funds, working capital or financing for expansion, serviced in house.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Bank anywhere—all the essential money management tools included.
Partner with a local bank that's invested in a lifetime of financial wellness.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Power save with our limited-time money market and CD special offers.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Partner with our expert business lenders for a personalized experience.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Home loans serviced in-house with the one-on-one attention you deserve.
Explore options to reduce your mortgage rate or monthly payments and consolidate credit card debt, or fund other financial goals.
Take an expert guide on your homeownership journey.
Calculators and an in-depth glossary to keep you informed.
Ready to make an offer? So are we. See what's new.
Find a banking or mortgage center near you.
Email, call, or pay us a visit. We'd love to see you.
Prevent check and ACH fraud from spoiling a good day. Access ACH Debit & Credit Positive Pay via digital banking to help combat fraud.
Take a trip down memory lane all the way back to 1867.
Everyday savings made simple, along with money market and health savings accounts for specific needs.
Learn about our commitment to community support.
Finance your commercial real estate project with the people's choice for "best commercial bank" and "best bank."
Pursue a career with purpose, possibility, and people who care.
Managing Your Money | June 8, 2022
If you have a college-bound student in your family, chances are you have your hands full with college applications, scholarship forms, student loan applications, and more. With so much going on, it’s understandable that your student’s banking needs may be an item on the back burner. We suggest researching your options now so you can be assured your college student’s banking needs are met before next semester begins.
At First State Bank we have a diverse line of checking and saving accounts that could be the right fit for your student. All our accounts include a suite of digital banking tools that allow customers to manage their finances from anywhere. This is perfect for busy students who have limited time between school and other commitments.
For families that are managing finances together, you have the option to open an account that both your student and you have equal access to. If that’s not the best option for your situation, you can also utilize Zelle® to quickly and safely send money from one account to another – regardless of where you bank.1 This allows you to directly assist your student along in their journey toward financial independence.
Having account benefits that make your life easier is essential. Fortunately, our community bank partners with BaZing to bring you incredible perks! By opening an account powered by BaZing you can save money on everyday essentials, school supplies, and more. BaZing also offers services that bring you peace of mind including cell phone protection,2,3 roadside assistance, and buyer’s protection and extended warranty.2,3
Most importantly, our bank offers unbeatable customer service! We know that managing finances for the first time can be overwhelming. First State Bank’s expert team members can guide parents and students in selecting the right account. Call us today at 636-940-5555 to talk through any questions you have or sit down with us in one of our banking centers. No appointment is necessary for one-on-one attention.
1 U.S. checking or savings account is required to use Zelle.® Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees.
2 Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
3 Insurance products are: Not a deposit. Not FDIC-insured. Not insured by any federal government agency. Not guaranteed by the bank.